If you’re injured in an automobile accident that wasn’t your fault, you can make a personal injury insurance claim to win compensation for medical costs, lost wages, and emotional distress.
But in order to do so, you need to prove that the collision wasn’t your fault.
Without strong evidence to support your claim, it’s incredibly difficult to make a convincing personal injury case. This could mean you miss out on the compensation you deserve, and instead need to fund your recovery out of your own pocket.
However, if you can provide clear dash cam footage, you can demonstrate your own safe driving and the reckless behavior of the responsible party. That’s a good reason why every driver should have a dash cam as we move into 2025.
Add to that legal representation from the trusted and experienced personal injury attorneys at Phalen Law, and you can get the financial support you need to recover with total peace of mind.
How can a dash cam help me win a personal injury lawsuit in Kansas?
Determining responsibility in an automobile crash is vital for filing and winning a personal injury claim.
Without concrete evidence or witness testimonies, it’s just your word against that of the other driver.
But with clear video evidence from a dash camera, you can support your version of the events.
Perhaps the other motorist was driving recklessly, speeding, disobeying traffic laws or running a red light. However the accident happened, a judge can review footage from your dash cam and see beyond any doubt that you’re innocent.
Clear dash cam footage doesn’t just help assign liability, though. It also helps you prove the extent of your injuries.
The other driver’s insurance company might try to downplay your injuries and mental suffering to reduce the amount of money they’re required to give you. If this happens, you might not be able to pay for the medical care you need for a proper recovery.
Your dash cam footage will show the severity of the accident, giving more weight to your claims of serious injury and emotional distress. This lets you win the compensation you deserve at a level that suits the harm the other driver has caused.
How can not having a dash cam hurt me in a personal injury lawsuit?
Failing to install a dash cam makes it very difficult to prove your innocence.
Even if there are witnesses, you might be too injured or shaken up to note their names and details. And if you do, they might not feel qualified to testify in your favor.
As such, you might not get the compensation you need to cover your medical expenses and lost wages. On top of physical and mental suffering, this can leave you in a stressful financial position.
This isn’t the only reason why every driver should have a dash cam for their own protection, however.
If the accident was caused by poor driving conditions or other factors outside of your control, your footage would prove that you weren’t at fault.
This can protect you from a personal injury lawsuit that you don’t deserve, and prevent you from paying higher insurance premiums in the future.
Insurance fraud in Kansas: How dash cams help catch scammers
Not every personal injury case is as simple as proving guilt or innocence.
Sometimes, scammers cause accidents on purpose so they can levy personal injury claims against innocent drivers to win large insurance payouts.
Just like regular accidents, these staged collisions are hard to prove without clear and objective evidence.
Your dash cam footage shows what actually happened at the scene, giving you protection against insurance fraud.
This makes it difficult for someone to stage an accident or exaggerate their injuries for greater benefits.
If someone tries to rope you into a personal injury insurance scam, your dash cam footage is your single greatest defense.
How dash cam footage protected a Queens driver against insurance fraud
Think it’s unlikely that you’ll get wrapped up in an automobile insurance fraud scheme?
Think again.
In October 2024, a motorist named Ashpia Natasha was driving to Long Island to run some errands.
On the way, a Honda Civic cut her off in the left lane on Belt Parkway.
Ashpia reacted quickly, braking hard and bringing her Acura to a complete stop.
But the Civic suddenly went into reverse and slammed into her vehicle before pulling forward again.
Four people got out of the vehicle clutching their heads as if they were injured. They also took photos of Ashpia’s car before demanding her insurance details and hurrying away.
Ashpia was left stunned, unsure as to what exactly had happened – until she reviewed her own dash cam footage and realized without a doubt that it was a scam.
This simple device allowed Ashpia to protect herself from a personal injury lawsuit. And it gave the National Insurance Crime Bureau some valuable evidence for tracking down criminal rings.
Ashpia’s thoughtful planning let her avoid the financial and personal repercussions of an insurance fraud scam.
But if the same thing happens to you, will you be protected?
Are dash cams worth it?
Kansas is one of just 12 no-fault states in the United States.
That means there’s no need to assign blame for an automobile collision. Both parties simply claim against their own insurer.
As such, even if your vehicle is written off, you’ll be able to get the money to replace it – after extensive delays and disruptions that could seriously impact your job security and home life.
But that doesn’t mean an accident won’t cost you.
Your insurance company might consider you a high-risk driver and increase your insurance premiums significantly. This can be even worse if you’re also subject to a personal injury lawsuit.
According to Business Insider, your Kansas car insurance could increase by a massive $723 a year on average following a crash.
Over the years, that could add up to more than $10,000!
By contrast, purchasing a simple yet effective dash cam is a one-off payment at a fraction of the cost.
Making a small investment now can save you a great deal of money, time, and stress in the future. That’s a great reason why every driver should have a dash cam in 2025.
How much do dash cams cost?
The Nexar dash cam price guide shows that a reliable dash cam will cost you around $90-$500 depending on its video quality and extra features like night vision.
A single front-facing camera costs around $90-$240, while dual dash cams covering the front and interior might cost $150-$300.
Cams that provide a 360o field of vision in a single unit can cost $250-$500.
This might seem like a lot to part with. But compared to the potential yearly increases of your auto insurance, you stand to save a huge amount of money.
Build a power case for compensation with Phalen Law
Even if you can provide dash cam evidence that you weren’t responsible for an automobile accident, getting compensation can still be tough.
Insurance companies use dozens of techniques and strategies to downplay your injuries and reduce your compensation. To protect yourself and fund your recovery, you need the support of experienced specialist personal injury lawyers in Kansas.
Phalen Law has been supporting Kansas drivers for more than 50 years, with a proven track record of success. We’re intimately familiar with Kansas personal injury law and know how to build a convincing case for full compensation.
With legal representation from our talented automobile accident attorneys, you can get the money you need to recover in peace.
Call us now toll free to arrange your free consultation, or fill out our Free Case evaluation form online to give us the details of your personal injury claim.
William L. Phalen
For 30 years, Bill Phalen has been representing families and workers whose lives have been devastated by workplace injuries, reckless drivers and the negligence of others. When tragedy needlessly strikes – because of the irresponsible behavior of an employer, corporation or an insurance company – Bill Phalen is an advocate for the people, always representing David in the fight against Goliath. Bill’s strong convictions have led to successful cases at the Court of Appeals and Kansas Supreme Court.
